By RICARDO

ALONSO-ZALDIVAR

Associated Press Writer

WASHINGTON (AP) — What could be worse than health care overhaul? No health care overhaul.

It’s anybody’s guess whether President Barack Obama’s health remake will survive in Congress.

But there’s no doubting the consequences if lawmakers fail to address the problems of costs, coverage and quality: surging insurance premiums, more working families without coverage, bigger out-of-pocket bills, a Medicare prescription gap that grows wider and deeper, and government programs that pay when...