There’s nothing cozier than sitting indoors with a steaming cup of hot chocolate on a cool winter day. But when the weather outside is frightful, losing power can be uncomfortable, if not downright dangerous.

So how can you help ensure your family a warm and safe winter season?

Prepare

Preparedness is your best defense in an emergency situation. Whether you expect an outage or not, you should install storm windows and insulate your home properly for the winter.

Pack an emergency kit that includes nonperishable food and water. The guideline ...